Make sense of your balance sheet.
Upload your trial balance, tax return or balance sheet and income statement. Bilanly summarises your company's position in plain language and shows the risks in numbers.
The app is currently available in Turkish only and is built for the Turkish Uniform Chart of Accounts.
Insights are generated with widely accepted analysis methods; they are for information only and no legal or financial liability is accepted.
Your company's scorecard, in plain words
Pick the file you exported from your accounting software; Bilanly does the rest. You can see where every number comes from and how it was calculated.
Financial overview
Four cards for cash, debt, profitability and efficiency; the overall picture at a glance: Strong, Balanced, Caution or Risk.
Balance sheet at a glance
Assets against liabilities; current and non-current assets against debt and equity. Up to three periods side by side.
Period comparison
Against last year or the previous period: what changed, which ratios improved and which got worse.
Group total
See several of your companies as one. Optionally, intra-group balances that appear in both trial balances are eliminated.
PDF report
Cover, statements, ratios, risk map and findings in one file. Share it with your accountant or your partners.
The owner's questions
"We're profitable, so where is the cash?", "Is my debt too high?" Answers to questions like these, with your own numbers.
What happens to your company in a crisis?
Stress tests the way banks run them: what happens within a year if interest rates rise, the currency weakens, sales fall, collections slow down or banks stop rolling over loans? And if it all happens at once?
- 10-dimension risk map: liquidity, refinancing, leverage, interest, currency, working capital…
- Net working capital and how growth affects your cash
- International indicators: Altman Z'', DuPont, break-even point
- Change the assumptions yourself and see the result instantly
"If interest rates rise by 10 points, the annual interest bill grows by ₺715 thousand: 72% of today's operating profit."
Download the sample report
Separate reports for two fictitious companies plus their group total in one PDF: cover, multi-period balance sheet and income statement, ratios, risk map, stress tests, the owner's questions and findings.
Download the sample report (PDF in Turkish · 17 pages · 310 KB)The companies and figures in the report are fictitious; it was prepared with the app's "Try with sample data" set.
Three steps
No account needed.
Pick your file
The trial balance, tax return or balance sheet and income statement from your accounting software: Excel, CSV or PDF. Multi-period statements are read with all their periods.
Check it
Does the balance sheet balance, were the sales read? Any lines that couldn't be read or classified are clearly flagged.
Read and share
Summary, statements, analysis and insights are ready. Share them as a PDF report if you like.
Your data stays with you
All calculations and insights are produced on your phone. No AI is used and no data is sent to any server. The file you upload is not kept; the summaries read from it are stored only on your device and can be deleted at any time.
Frequently asked questions
Which languages and countries is it for?
The app is currently in Turkish and is built for Turkish accounting: trial balances based on the Uniform Chart of Accounts (Tekdüzen Hesap Planı), Turkish corporate tax returns and financial statements published on KAP. Side-by-side balance sheets like those in bank analysis screens can also be read.
Which files can it read?
Trial balances exported from accounting software (Excel, CSV, PDF), financial statements published on KAP and side-by-side balance sheet tables. Trial balances prepared under the Uniform Chart of Accounts are summarised in an IFRS layout.
Where does my data go?
Nowhere. The file is read on your phone; calculations and insights are produced on your phone. Summaries are stored only on your device and can be turned off or deleted in settings. You decide where your backup is saved.
Does it use AI?
No. Insights are produced by clearly written rules and formulas. Every finding comes with a "how it was calculated" explanation.
Does it replace my accountant?
No. Bilanly is a summarising tool; it shows you what to look at when you talk to your accountant. Each finding also includes a question you can ask them.
Is it free?
The scorecard, statements and insights are free. Features such as the PDF report, period comparison and group total are unlocked with a PRO subscription, available only through the App Store or Google Play.